The first step towards reducing Workers’ Compensation costs is educating employers and employees about improving safety in the workplace. The Trust will accomplish this vital educational process through the efforts of providing loss control services.
The Kansas Truckers Risk Management Group program must take an aggressive stand on loss prevention. KTRMG risk control staff will work closely with members to help promote a safe workplace, which will result in a stable Trust.
Their responsibilities will include:
- Involvement in the screening of future Trust applicants
- Conducting workplace inspections
- Making specific recommendations
This will not be an adversarial relationship, but one of a mutual desire to prevent losses in the workplace. Timetables for implementation of recommended safety measures and programs will also be provided. The risk control representatives are highly qualified to work with your internal loss safety committee in trying to help reduce losses for yourself and the Trust.
KTRMG will institute a number of valuable educational programs for the members including assistance in setting up internal safety programs and developing safety policy.
Educational programs for KTRMG members will include routine information flyers, posters and training materials as well as an online learning management system. KTRMG loss control services will also provide on-site training for members’ specific to their unique needs. In addition to producing educational publications and seminars, KTRMG will be active in bringing the concerns of the members regarding Workers Compensation to the attention of the Kansas State Government and the media.
KTRMG’s risk control representatives will provide the members with the information they need to aggressively pursue increased safety practices and ultimately reduce workers’ compensation costs.
Consultation – At your request a Loss Control Consultant may visit your facility to discuss improvements to your safety process, controlling potential loss exposures, and reducing workers compensation losses through claims management.
Loss Trend Analysis – Loss Control Consultants are available to analyze your loss history and assist you in identifying specific accident trends. They will also assist you in determining where to focus prevention efforts for maximum impact.
Program Development – An efficient safety program should have written programs to support the staff needs. A Loss Control Consultant may assist you with the development and implementation of a wide variety of programs such as:
- OSHA mandated programs
- Back injury prevention
- Avoiding slips/trips/falls
- Drug/Alcohol intervention
- Early return to work
Any safety or workers compensation related issue may be addressed through a written program. We routinely write custom programs specific to the motor carrier’s needs.
Facility Inspections – A Loss Control Consultant may perform an inspection of your facility to identify unsafe conditions and/or physical hazards your employees may be exposed to. They will provide a detailed written report of hazards identified and possible corrective measures.
Training – Safety webinars-sponsored by the excess insurance carrier on a variety of safety topic:
Handouts/Flyers – A variety of handouts/flyers are available on several topics at your request.
Staff Training – A Loss Control Consultant may be available to conduct on site staff training on safety related topics. This is a great way to convey the formal expectations to your staff on how to perform their job in a safe manner.
By focusing on the total cost of risk, members see immediate impact. When the cost of claims is lower, the impact on your daily business expense is lower. Injured workers return to work much faster and ultimately fewer injuries occur. Every member of the KTRMG team maintains a primary focus: providing cost effective workers’ compensation coverage exclusively for its members.